Bitcoin and PrivacyBitcoin Impact on the Banking Industry Report 2025 Edition

Overview This in-depth report examines how Bitcoin influences the business and operating models of retail and wholesale banks. It clarifies where Bitcoin competes with, complements, or enables banking services across payments, custody, lending, treasury, and compliance, providing pragmatic options for regulated institutions. What you will learn - How Bitcoin affects deposit dynamics, payment rails, cross-border flows, and settlement finality - Banking-grade custody models, wallet architectures, and service-level expectations - Compliance implications across KYC, AML, sanctions, travel rule, and surveillance tooling - Treasury and capital considerations, liquidity, collateralization, and balance sheet treatment - Risk identification and controls spanning operational, cybersecurity, market, and reputational risk - Technology build vs buy decisions, vendor selection criteria, and integration patterns Who should read - Banking executives and strategy leaders assessing crypto-roadmaps - Product managers and engineers building custody, payments, and onboarding journeys - Compliance, risk, and audit teams evaluating controls and monitoring - Corporate treasury and finance teams exploring liquidity and settlement options Inside the report - Market landscape: regulatory outlook, institutional adoption patterns, and competitive mapping - Operating models: exchange, broker, custodian, and bank-led service blueprints - Case studies: real-world launches, partnering structures, and lessons learned - Metrics and benchmarks: onboarding times, cost drivers, SLAs, and risk indicators - Playbooks: step-by-step frameworks for pilots, vendor RFPs, and compliance readiness Data and methodology - Primary interviews with banks, custodians, payment processors, and compliance vendors - Secondary research from regulators, standard bodies, and audited disclosures - Quantitative models for cost, risk, and time-to-market trade-offs Format and deliverables - 140+ pages PDF with charts and checklists - Executive summary and board-ready slides - Vendor landscape matrix and RFP question bank - Glossary and policy templates to accelerate governance Value This report translates hype into bank-ready actions. It equips teams to prioritize use cases, avoid common pitfalls, and engage with regulators and partners with clarity. Disclaimer This material is for research and educational purposes only and does not constitute legal, tax, accounting, or investment advice.